Request a one-on-one session with a Challenger BDM to discuss retirement income and aged care strategies and how they can benefit your clients. Eligibility for concession cards and other benefits in retirement. Adviser Adviser resources Retirement and aged care strategies Retirement income strategies Eligibility for concession cards and other benefit in retirement. For financial adviser use only. For many retired clients, Government payments and benefits are an important consideration within their overall retirement strategy.
As well as providing income in retirement, holders of concession cards can allow retirees to make savings on certain bills, medical services and products, and open the door to other types of financial assistance from the government. Retired clients who meet the eligibility criteria including an income test can benefit from savings available to CSHC holders even when they are not eligible for the Age Pension. Extra payments for Age Pension recipients Being eligible for the Age Pension can also enable retired clients to claim other support payments from Centrelink: Energy supplement — this is a regular extra payment to help with energy costs.
It is for full-time students under 26 years who held a Carer Allowance Health Care Card immediately before turning 16 years of age. Please refer to the Pharmaceutical Benefits Scheme website for more information. Last updated: 17 February - pm. About the Department. The card is issued in the child's name. This card is not subject to an income or assets test. You must lodge a claim and reapply every year.
Concession cards. Kinds of Government and private concession Australian Government concessions Low cost prescription medicines under the Pharmaceutical Benefits Scheme Bulk-billed general practitioner appointments, at the discretion of the doctor An increase in benefits for out-of-pocket, out-of-hospital expenses through the Medicare Safety Net.
State, territory and local Government and private concessions Actual eligibility for any state, local government or private concessions is at the discretion of the individual concession provider. State, territory and local governments and private businesses provide concessions to certain cardholders in the following areas: Health eg dental, optical Household eg rates, phone, power Education eg TAFE and school fees Transport eg driver's licence, rail and bus fares General eg entertainment.
Commonwealth Seniors Health Card Commonwealth Seniors Health Card is available to people of age pension age , whether working or not: who are not entitled to a payment made by Centrelink or a Service Pension, Income Support Supplement or Commonwealth Seniors Health Card from the Department of Veterans' Affairs, and meet the residence requirements, and whose income is below the applicable cut-off limits for, and are in Australia on the day they claim.
Claim information for Commonwealth Seniors Health Card We strongly recommend you read Information you need to know about your claim for a Concession card before proceeding with this claim. To qualify for a Low Income Health Care Card you must: meet residence requirements, and have income below the prescribed limit.
Claim Information for Low Income Health Care Card Your income assessment will be based on your income in the eight weeks preceding your claim.
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